APR is Annual Percentage Rate. Rates are subject to change without notice. Normal lending policies apply. Subject to approved credit. Rates assume electronic payment and e-statement sign-up. Minimum loan amount is $5,000. Excludes ATCU refinances.

APR is Annual Percentage Rate. Rates are subject to change without notice. Normal lending policies apply. Subject to approved credit. Rates assume electronic payment and e-statement sign-up. 80% loan-to-value (LTV) or less. APR available on owner-occupied, 1-4 family primary residences currently not for sale. Minimum loan amount is $10,000. Property insurance required. Closing costs due at application. Closing costs do not include the cost of an appraisal, if needed; this fee could range from $350 - $1000. Call AppleTree for rates, terms and closing costs for jumbo mortgage loans. Excludes ATCU refinances. Anyone who lives in Milwaukee, Waukesha, Ozaukee, Washington, or Racine counties is eligible to join. NMLS ID: 4463683.

 *The 5- and 7-year smart refi is a first mortgage balloon loan where the rate is fixed for 5 or 7 years; it can be amortized up to 30 years. 

APR is Annual Percentage Rate. Rates are subject to change without notice. Normal lending policies apply. Subject to approved credit. Rates assume electronic payment and e-statement sign-up. APR available on owner-occupied, 1-4 family primary residences currently not for sale. Minimum loan amount is $10,000. Closing costs are $296 for loans under $99,999. Closing costs do not include the cost of an appraisal, if needed, the fee could range from $350 - $1000. 90% LTV (loan-to-value) or less. Property insurance required. Loan can be amortized up to 15 years. Excludes ATCU refinances. NMLS ID: 446368.

APR is Annual Percentage Rate. Normal lending policies apply. Subject to approved credit. Rates assume electronic payment and e-statement sign-up. Rates are subject to change monthly on the first Monday following any change in the Prime Rate as published in the Wall Street Journal. Prime Rate, currently 8.50% as of July 26, 2023, plus a margin of 0% (80% LTV) or 1% (90% LTV). Variable APR available on owner-occupied, 1-4 family primary residences currently not for sale. Maximum APR is 17.39%. Minimum line of credit is $10,000. Payment is 1.5% of the unpaid balance as of the last advance or $75 whichever is greater. Closing costs are $296 for loans under $99,999. Closing costs do not include the cost of an appraisal, if needed, this fee could range from $350 - $1000. 90% LTV (loan-to-value) or less. Property insurance required. No annual fee. Over limit fee is $35. Late fee $10. NMLS ID: 446368.

*Intro rate is locked for 12 months from closing date and then will change to Prime + 0%. This intro rate is available for homes with a LTV (loan-to-value) up to 80%. Intro rate available once per member and property. Excludes ATCU refinances.

APR is Annual Percentage Rate. Normal lending policies apply. Subject to approved credit. Rates assume electronic payment and e-statement sign-up. Minimum loan amount is $1,000. Maximum loan amount is $10,000.

APY is annual percentage yield. Rates can change after the account is opened. Rates can change at any time. Minimum balance to earn dividends: Savings $500; LoanRewards $200; Fun Money $25; Summer Pay Plan $200. Fees could reduce earnings.

*Available to members with loans at the credit union.

APY is annual percentage yield. Rates can change after the account is opened. Rates can change at any time. Dividends are paid monthly. Minimum to open account is $2,000.

APY is annual percentage yield. Minimum balance to earn dividends is $5000; for members 17 and younger $500. Early withdrawal penalties will be imposed. Fees may reduce earnings. Dividends paid annually, except for 6-month certificate which is paid quarterly. Personal accounts only.

All deposit accounts are insured up to $250,000 by the NCUA, the National Credit Union Administration, an agency of the federal government. The brochure "Your Insured Funds" can be found at the credit union or on NCUA.gov for additional information and examples.